Financial Planning Tool

Trust Distribution Planner

Set the trust principal and an assumed annual growth rate to generate a yearly distribution amount, subtract annual fees and expenses, then allocate what's left across beneficiary groups each year. Each person can receive a fixed dollar amount plus a percentage of what's left in their group — the principal itself stays invested.

Export your entries to a file any time, and import it later to pick up right where you left off — nothing is saved automatically.

Trust principal & annual growth
$
%
Annual growth generated $0
Annual fees & expenses
DescriptionAmount
Net annual distribution amount $0
Total annual fees & expenses $0
Net annual distribution
$0
Total allocated to groups
$0
0% of annual amount
Unallocated / over-allocated
$0
0% not yet assigned
✓ Fully allocated — every dollar of this year's distribution is assigned.
Annual distribution by group
Balance after group fixed $ amounts: $0 — this is what each group's % is based on.
Disclaimer: This planner is for illustrative and educational purposes only and does not constitute financial, legal, or tax advice. The growth rate is a simplified, user-supplied assumption — actual investment returns vary year to year and are never guaranteed. This model distributes only the assumed growth (after fees), leaving principal intact; it does not account for market volatility, sequence-of-returns risk, income or capital gains taxes, estate or generation-skipping transfer taxes, creditor protection, or the specific terms of any trust instrument. Exported files are saved only to your own device. Always consult a licensed estate planning attorney, CPA, and financial advisor before finalizing any distribution plan.